body {
  font-family: Arial, sans-serif;
  margin: 0;
  padding: 0;
  line-height: 1.6;
}

header.hero {
  background: #004080;   /* solid blue background */
  color: white;
  text-align: center;
  padding: 60px 20px;
}

header.hero h1 {
  margin: 0;
  font-size: 2.5em;
}

header.hero p {
  font-size: 1.2em;
  margin: 10px 0;
}

.btn {
  display: inline-block;
  background: #ff9900;
  color: white;
  padding: 10px 20px;
  margin-top: 20px;
  text-decoration: none;
  border-radius: 5px;
}

nav {
  background: #eee;
  padding: 10px;
  text-align: center;
}

nav a {
  margin: 0 15px;
  text-decoration: none;
  color: #004080;
  font-weight: bold;
}

section {
  padding: 40px 20px;
  text-align: center;
}

.grid {
  display: flex;
  gap: 20px;
  justify-content: center;
  flex-wrap: wrap;
}

.card {
  background: #f4f4f4;
  padding: 20px;
  border-radius: 5px;
  width: 250px;
}

form {
  display: flex;
  flex-direction: column;
  max-width: 400px;
  margin: auto;
}

form input, form textarea {
  margin: 10px 0;
  padding: 10px;
  border: 1px solid #ccc;
}

button {
  background: #004080;
  color: white;
  border: none;
  padding: 10px;
  cursor: pointer;
}

footer {
  background: #222;
  color: white;
  text-align: center;
  padding: 10px;
}

#testimonials {
  background: #f9f9f9;
  padding: 40px 20px;
}

#testimonials h2 {
  margin-bottom: 20px;
}

#testimonials .card {
  background: white;
  box-shadow: 0 2px 5px rgba(0,0,0,0.1);
  padding: 20px;
  border-radius: 5px;
  width: 280px;
}

/* --- Testimonials Hover Effect --- */
#testimonials .card {
  background: white;
  box-shadow: 0 2px 5px rgba(0,0,0,0.1);
  padding: 20px;
  border-radius: 5px;
  width: 280px;
  transition: transform 0.2s ease, box-shadow 0.2s ease;
}

#testimonials .card:hover {
  transform: translateY(-5px);
  box-shadow: 0 6px 12px rgba(0,0,0,0.15);
}